Unlock the Funding You Need to Build and Grow
No matter what plan you've got, we are ready
Property Purchases
Auction Purchases
Buy-to-Let Investments
Land Purchase
Buying Below Market Value
International Property Purchases
Renovations and Refurbishments
Development Finance
Self-Build Projects
Property Conversion
Planning Permission Funding
Business Cash Flow
Business Expansion
Partner Buyouts
Refinancing Existing Loans
Urgent Tax Liabilities
Chain Breaks
Repossessions
Urgent Repairs
Below-Standard Credit History
Equity Release
Lease Extensions
Auction Finance for Developers
Bridging for Divorce Settlements
Probate and Inheritance
Property Investment Flip
Downsizing
Non-standard Properties
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Bridging Finance
Our flexible and human approach allows for our bridging finance products to be used in a variety of scenarios and purposes. Among several tailored and specific bridging finance products we offer three solutions for property investors and developers. Although, we are always happy to tell you what we can offer in your circumstances.
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Loans from £25,000 up to £20 million
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Up to between 65% and 100% LTV (with additional security)
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Terms 1 to 36 months
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Interest rates from 0.55% up to 2% monthly
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No exit fees and ERCs available
Refurbishment finance is designed to help property investors and developers fund the purchase and improvement of residential, mixed-use, or commercial properties. Whether you're planning light cosmetic updates or more substantial structural changes, this type of bridging finance can provide the capital needed to enhance a property’s value before it is sold or rented out. It offers a flexible solution for those looking to maximise returns on investment properties without the lengthy approval processes of traditional loans.
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Loans from £25,000 up to £30 million
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Up to 75% LTV (up to 100% LTV with additional security)
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Terms 3 to 60 months
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Interest rates from 0.4% (+BBR)
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No exit fees and ERCs may be available
Development finance caters to larger projects, including residential, commercial, and mixed-use developments. These loans are structured to cover a significant portion of both land acquisition and construction costs, often providing up to 70% of the property’s purchase price and up to 100% of the build costs. Ideal for experienced developers, this funding option allows for phased drawdowns, aligning the release of funds with the project’s progress, ensuring you maintain cash flow throughout the build.
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Loans from £50,000 up to £20 million
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Up to 75% LTV
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Terms 3 to 18 months
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Interest rates from 0.35% (+BBR)
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Funding can be issued as soon as 3 days
Auction finance is a specialised form of bridging loan designed to help property buyers meet the tight completion deadlines that follow a successful auction bid. With auction purchases typically requiring full payment within 28 days, this funding option ensures you can act quickly and with confidence. It provides the security of having immediate access to capital, allowing you to seize opportunities without the delays associated with traditional mortgage approvals.
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Provide us with as many details about your rebridging or second charge finance needs in your application and we will come back to you with solutions.
Rebridging loans are designed to refinance an existing bridging loan, providing borrowers with additional time or improved terms to complete their exit strategy. To qualify, lenders typically require a clear explanation for the refinance, a proven exit plan such as a pending property sale or long-term finance approval, and a track record of interest payments on the existing loan. Demonstrating progress on the underlying project can also strengthen your application.
Second charge bridging loans allow you to borrow against the equity in a property that already has a mortgage. To be eligible, you’ll need sufficient equity in the property, consent from the first charge lender, and a clear exit strategy to repay both loans. Lenders will also assess your credit history, income sources, and the value of the property. This type of loan can be ideal for accessing additional capital without refinancing your primary mortgage.
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Bridging Finance
Our flexible and human approach allows for our bridging finance products to be used in a variety of scenarios and purposes. Among several tailored and specific bridging finance products we offer three solutions for property investors and developers. Although, we are always happy to tell you what we can offer in your circumstances.